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農(nóng)業(yè)部聯(lián)合保監(jiān)會(huì)召開(kāi)保險(xiǎn)服務(wù)農(nóng)業(yè)現(xiàn)代化座談會(huì)

2016-02-26 09:24:26 來(lái)源:農(nóng)業(yè)部新聞辦公室 閱讀量:20391 評(píng)論

導(dǎo)讀:農(nóng)業(yè)保險(xiǎn)是市場(chǎng)經(jīng)濟(jì)國(guó)家扶持農(nóng)業(yè)發(fā)展的通行做法。通過(guò)政策性農(nóng)業(yè)保險(xiǎn),可以在世貿(mào)組織規(guī)則允許的范圍內(nèi),代替直接補(bǔ)貼對(duì)我國(guó)農(nóng)業(yè)實(shí)施合理有效的保護(hù),減輕加入世貿(mào)組織帶來(lái)的沖擊。

      【中國(guó)農(nóng)機(jī)網(wǎng) 行業(yè)會(huì)議】農(nóng)業(yè)保險(xiǎn)是市場(chǎng)經(jīng)濟(jì)國(guó)家扶持農(nóng)業(yè)發(fā)展的通行做法。通過(guò)政策性農(nóng)業(yè)保險(xiǎn),可以在世貿(mào)組織規(guī)則允許的范圍內(nèi),代替直接補(bǔ)貼對(duì)我國(guó)農(nóng)業(yè)實(shí)施合理有效的保護(hù),減輕加入世貿(mào)組織帶來(lái)的沖擊,減少自然災(zāi)害對(duì)農(nóng)業(yè)生產(chǎn)的影響,穩(wěn)定農(nóng)民收入,促進(jìn)農(nóng)業(yè)和農(nóng)村經(jīng)濟(jì)的發(fā)展。然而,我國(guó)農(nóng)業(yè)保險(xiǎn)覆蓋率還遠(yuǎn)不及發(fā)達(dá)國(guó)家。

資料圖

      2月25日,農(nóng)業(yè)部、中國(guó)保監(jiān)會(huì)在京聯(lián)合召開(kāi)保險(xiǎn)服務(wù)農(nóng)業(yè)現(xiàn)代化座談會(huì)。農(nóng)業(yè)部部長(zhǎng)韓長(zhǎng)賦、中國(guó)保監(jiān)會(huì)主席項(xiàng)俊波與部分保險(xiǎn)機(jī)構(gòu)、新型農(nóng)業(yè)經(jīng)營(yíng)主體代表、地方保監(jiān)及農(nóng)業(yè)部門(mén)和有關(guān)專(zhuān)家學(xué)者進(jìn)行了交流座談,共同研究探討下一步推動(dòng)完善農(nóng)業(yè)保險(xiǎn)制度的思路和舉措。中國(guó)人民財(cái)產(chǎn)保險(xiǎn)股份有限公司、中華聯(lián)合財(cái)產(chǎn)保險(xiǎn)股份有限公司、安信農(nóng)業(yè)保險(xiǎn)股份有限公司、安華農(nóng)業(yè)保險(xiǎn)股份有限公司、陽(yáng)光農(nóng)業(yè)相互保險(xiǎn)公司、國(guó)元農(nóng)業(yè)保險(xiǎn)股份有限公司和中原農(nóng)業(yè)保險(xiǎn)股份有限公司等7家保險(xiǎn)機(jī)構(gòu)在會(huì)上聯(lián)合發(fā)布《保險(xiǎn)服務(wù)農(nóng)業(yè)現(xiàn)代化倡議書(shū)》。

      韓長(zhǎng)賦指出,農(nóng)業(yè)保險(xiǎn)是加快推進(jìn)農(nóng)業(yè)現(xiàn)代化的重要支撐,對(duì)農(nóng)業(yè)連年增產(chǎn)、農(nóng)民持續(xù)增收發(fā)揮了重要的“穩(wěn)定器”作用。當(dāng)前我國(guó)農(nóng)業(yè)適度規(guī)模經(jīng)營(yíng)快速發(fā)展,農(nóng)業(yè)自然風(fēng)險(xiǎn)、市場(chǎng)風(fēng)險(xiǎn)和質(zhì)量安全風(fēng)險(xiǎn)不斷累加?,F(xiàn)代農(nóng)業(yè)發(fā)展對(duì)農(nóng)業(yè)保險(xiǎn)的需求更加強(qiáng)烈,應(yīng)加快發(fā)展以需求為導(dǎo)向的農(nóng)業(yè)保險(xiǎn),提高農(nóng)業(yè)保險(xiǎn)的支撐和保障水平,為發(fā)展多種形式的適度規(guī)模經(jīng)營(yíng)、支持新型經(jīng)營(yíng)主體做大做強(qiáng)保駕護(hù)航,為推進(jìn)農(nóng)業(yè)供給側(cè)結(jié)構(gòu)性改革、加快農(nóng)業(yè)現(xiàn)代化步伐加力助跑。當(dāng)前和今后一個(gè)時(shí)期,農(nóng)業(yè)保險(xiǎn)發(fā)展應(yīng)鞏固基本面、覆蓋全領(lǐng)域、穩(wěn)步提標(biāo)準(zhǔn),加快推進(jìn)理念創(chuàng)新、產(chǎn)品創(chuàng)新和機(jī)制創(chuàng)新。要研究建立口糧作物農(nóng)業(yè)保險(xiǎn)全覆蓋制度,共同組織開(kāi)展目標(biāo)價(jià)格保險(xiǎn)、天氣指數(shù)保險(xiǎn)和新型經(jīng)營(yíng)主體專(zhuān)屬的農(nóng)業(yè)保險(xiǎn)產(chǎn)品等創(chuàng)新試點(diǎn),研究出臺(tái)中央財(cái)政對(duì)地方優(yōu)勢(shì)特色農(nóng)業(yè)保險(xiǎn)的補(bǔ)助政策。要強(qiáng)化農(nóng)業(yè)、保監(jiān)等部門(mén)的協(xié)調(diào)溝通,推動(dòng)建立順暢的農(nóng)業(yè)保險(xiǎn)工作機(jī)制,合力打造新時(shí)期農(nóng)業(yè)保險(xiǎn)升級(jí)版。

      項(xiàng)俊波指出,保險(xiǎn)業(yè)要充分認(rèn)識(shí)當(dāng)前保險(xiǎn)服務(wù)農(nóng)業(yè)現(xiàn)代化面臨的新形勢(shì)新任務(wù),在政策目標(biāo)上,從提供災(zāi)后補(bǔ)償單一目標(biāo)向服務(wù)農(nóng)業(yè)現(xiàn)代化等多重目標(biāo)轉(zhuǎn)變;在功能作用上,與政策目標(biāo)的轉(zhuǎn)變相適應(yīng),從基礎(chǔ)的經(jīng)濟(jì)補(bǔ)償向防災(zāi)減災(zāi)、社會(huì)管理、扶貧開(kāi)發(fā)、擔(dān)保增信和輔助市場(chǎng)調(diào)控等綜合功能拓展;在發(fā)展動(dòng)力上,從以往主要依靠政府推動(dòng)和財(cái)政補(bǔ)貼的單核驅(qū)動(dòng)模式向產(chǎn)品創(chuàng)新、服務(wù)創(chuàng)新和農(nóng)戶參保意識(shí)增強(qiáng)的多核驅(qū)動(dòng)模式轉(zhuǎn)變。要以“擴(kuò)面、提標(biāo)、增品”為核心,進(jìn)一步擴(kuò)大保險(xiǎn)覆蓋面,深化產(chǎn)品改革,構(gòu)建保險(xiǎn)責(zé)任廣、保障程度高、理賠程序簡(jiǎn)、費(fèi)率水平合理的產(chǎn)品體系。要加強(qiáng)與農(nóng)業(yè)部門(mén)的協(xié)作配合,強(qiáng)化規(guī)范經(jīng)營(yíng),推動(dòng)完善支持政策,加大資金、資源、科技、人力投入,為農(nóng)業(yè)現(xiàn)代化提供多樣化、充足的風(fēng)險(xiǎn)保障。

      據(jù)了解,“十二五”時(shí)期,保險(xiǎn)服務(wù)農(nóng)業(yè)現(xiàn)代化取得顯著成效,累計(jì)為10.4億戶次農(nóng)戶提供風(fēng)險(xiǎn)保障6.5萬(wàn)億元,向1.2億戶次農(nóng)戶支付賠款914億元,2015年我國(guó)承保的主要農(nóng)作物突破14.5億畝,占全國(guó)播種面積的59%,三大主糧作物平均承保覆蓋率超過(guò)70%,承保農(nóng)作物品種達(dá)189類(lèi)。

      農(nóng)業(yè)部副部長(zhǎng)張?zhí)伊种鞒肿剷?huì),中國(guó)保監(jiān)會(huì)副主席陳文輝參加座談會(huì)。財(cái)政部金融司、黑龍江省保監(jiān)局、山東省農(nóng)業(yè)廳有關(guān)負(fù)責(zé)同志以及專(zhuān)家學(xué)者、新型經(jīng)營(yíng)主體等作了交流發(fā)言。

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