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分散農(nóng)業(yè)生產(chǎn)經(jīng)營風(fēng)險，農(nóng)業(yè)保險保駕護航

2019-12-02 15:21:15 來源：農(nóng)機網(wǎng)整理發(fā)布 閱讀量：30793 評論

導(dǎo)讀：農(nóng)業(yè)保險作為分散農(nóng)業(yè)生產(chǎn)經(jīng)營風(fēng)險的重要手段，對推進現(xiàn)代農(nóng)業(yè)發(fā)展、促進鄉(xiāng)村產(chǎn)業(yè)振興、改進農(nóng)村社會治理、保障農(nóng)民收益等具有重要作用。

　　【農(nóng)機網(wǎng) 地方農(nóng)機】農(nóng)業(yè)保險作為分散農(nóng)業(yè)生產(chǎn)經(jīng)營風(fēng)險的重要手段，對推進現(xiàn)代農(nóng)業(yè)發(fā)展、促進鄉(xiāng)村產(chǎn)業(yè)振興、改進農(nóng)村社會治理、保障農(nóng)民收益等具有重要作用。
 
　　2019年遼寧省投入農(nóng)業(yè)保險保費補貼資金超16億元
 
　　2019年，遼寧省充分發(fā)揮財政保費補貼資金在促進農(nóng)業(yè)生產(chǎn)、防范農(nóng)業(yè)風(fēng)險等方面的重要作用，持續(xù)加大補貼支持力度，共投入農(nóng)業(yè)保險保費補貼資金16.4億元，同比增長20.6%。資金支持308萬戶投保戶，對4115萬畝大田作物、5252萬畝森林、1021萬頭牲畜進行投保。大田作物中，三大糧食作物投保面積3962萬畝，投保率達87%，高于全國平均水平17個百分點。
 
　　今年，遼寧省4個產(chǎn)糧大縣納入國家玉米完全成本和收入保險試點，涉及種植面積325萬畝，保險覆蓋面達84%。同時，遼寧省28個產(chǎn)糧大縣全部納入三大糧食作物農(nóng)業(yè)大災(zāi)保險試點范圍，涉及種植面積3365萬畝，保險覆蓋面達87%。
 
　　此外，按照國家統(tǒng)一部署，今年遼寧省及時將非洲豬瘟納入養(yǎng)殖業(yè)保險責(zé)任范圍，同時為有效調(diào)動養(yǎng)殖戶積極性，將能繁母豬和育肥豬保障水平分別由1000元/頭、500元/頭提高到1500元/頭、800元/頭，穩(wěn)定生豬生產(chǎn)，增強豬肉供應(yīng)保障能力。調(diào)整后，保費補貼預(yù)計增加1.6億元，其中省財政增加0.5億元。
 
　　石家莊將提高生豬保險保額
 
　　為進一步穩(wěn)定生豬生產(chǎn)、保障市場供應(yīng)，日前河北省財政廳、省農(nóng)業(yè)農(nóng)村廳聯(lián)合出臺穩(wěn)定生豬生產(chǎn)專項補貼、臨時貸款貼息等多項措施。
 
　　其中提到，將提高生豬保險保額，暫時提高能繁母豬、育肥豬保險保額，將能繁母豬保額從1000元增加至1500元、育肥豬保額從500元增加至800元，擴大育肥豬保險規(guī)模，進一步增強生豬養(yǎng)殖風(fēng)險抵御能力。
 
　　據(jù)統(tǒng)計，截至目前，省財政廳全面落實生豬養(yǎng)殖扶持政策，積極統(tǒng)籌相關(guān)資金傾斜支持，已統(tǒng)籌下達各類財政資金8.61億元，有力支持了生豬穩(wěn)產(chǎn)保供工作。
 
　　重慶擬將農(nóng)業(yè)機械保險納入政策性農(nóng)業(yè)保險范圍
 
　　11月26日，在市五屆人大常委會第十三次會議上審議了《重慶市農(nóng)業(yè)機械化促進條例(修訂草案)》，修訂草案提出，鼓勵商業(yè)性金融機構(gòu)開展購置農(nóng)業(yè)機械信貸服務(wù)和農(nóng)業(yè)機械融資租賃業(yè)務(wù)，對農(nóng)民和農(nóng)業(yè)機械作業(yè)服務(wù)組織提供資金支持。
 
　　修訂草案還提出，鼓勵政策性金融機構(gòu)在其業(yè)務(wù)經(jīng)營范圍內(nèi)采取多種形式為農(nóng)民和農(nóng)業(yè)機械作業(yè)服務(wù)組織購買先進適用的農(nóng)業(yè)機械提供信貸服務(wù)，加大扶持力度。建立和完善農(nóng)業(yè)機械保險制度，將農(nóng)業(yè)機械保險納入本市政策性農(nóng)業(yè)保險范圍。鼓勵各類保險機構(gòu)研究開發(fā)適合本市農(nóng)業(yè)機械特點的保險產(chǎn)品。
 
　　天津積極推動保險公司擴大農(nóng)業(yè)保險覆蓋面
 
　　天津銀保監(jiān)局獲悉，本市積極推動保險公司擴大農(nóng)業(yè)保險覆蓋面，農(nóng)產(chǎn)品水稻和生豬承保覆蓋率已達90%，涉農(nóng)險種從初期的6個險種逐步增加到19個險種，建立與市場聯(lián)動的保險金額調(diào)整機制，穩(wěn)步提高小麥、水稻、能繁母豬、育肥豬保額，不斷完善涉農(nóng)保險保障功能。
 
　　中國銀保監(jiān)會鼓勵并支持保險機構(gòu)利用保險功能參與生豬風(fēng)險保障工作，對生豬生產(chǎn)盡量擴大保險覆蓋面。業(yè)內(nèi)人士指出，面對“豬周期”給養(yǎng)殖戶帶來的困擾，大型保險公司已經(jīng)研發(fā)了規(guī)模養(yǎng)殖企業(yè)(戶)適用的生豬養(yǎng)殖重大災(zāi)害保險產(chǎn)品以及生豬價格指數(shù)保險產(chǎn)品。生豬保險正逐步從保養(yǎng)殖成本向保養(yǎng)殖收益轉(zhuǎn)變，不僅保護了廣大養(yǎng)殖戶的生產(chǎn)積極性，還降低了農(nóng)業(yè)保險的經(jīng)營管理成本。
 
　　農(nóng)業(yè)農(nóng)村部與中國太平洋保險集團簽署戰(zhàn)略合作協(xié)議
 
　　日前，農(nóng)業(yè)農(nóng)村部與中國太平洋保險集團在京召開座談會，簽署戰(zhàn)略合作協(xié)議，共同推進保險服務(wù)鄉(xiāng)村振興。
 
　　根據(jù)合作協(xié)議，雙方將圍繞鄉(xiāng)村振興主導(dǎo)產(chǎn)業(yè)和重點領(lǐng)域，聚焦各類農(nóng)業(yè)經(jīng)營主體風(fēng)險保障需求，在推進農(nóng)業(yè)保險擴面增品提標(biāo)、深化金融科技創(chuàng)新應(yīng)用、探索綜合金融服務(wù)模式、推廣保險精準(zhǔn)扶貧典型等方面開展深入合作。
 
　　本文由農(nóng)機網(wǎng)整理發(fā)布，部分資料來源：遼寧日報、新華社、重慶日報、津云、農(nóng)業(yè)農(nóng)村部，如有侵權(quán)或異議請聯(lián)系我們。

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